Know your credit score, because the lenders do.

Check your credit score and comprehensive report for free.

Why check your credit history with us?

There are loads of reasons why you should check your credit score and report through us.

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Avoid getting declined

Check My Credit Score

When you apply for credit, it can feel a bit like taking a test – if you don’t know the answers, you’ll probably feel nervous about your results. That’s why it may be helpful to find out your credit score before you apply for credit.

Your credit scores and reports are used by lenders to decide to give you credit—or not.


Lenders look at your credit score or credit rating, which appears in your credit report, to work out if they should lend you money or give you credit.


If you’ve signed up to a mobile phone plan, utility contract or applied for a loan or credit card, you have a credit score.

This number influences how much credit a lender is willing to give you. The lower your credit score, the more likely you’ll be perceived by the lender as having a higher risk of not paying back the money.


Checking your credit score is in good shape is important if you want to get a mortgage, credit card, loan and more. 


What if I have a bad credit score?


It’s not ideal, but it’s no cause for alarm. Start with the basics: pay your bills on time, then catch up on missed payments. And if you’re a new credit user, don’t open to many new accounts.


Depending on the credit reporting agency used to calculate your score, it will be a number between zero and 1,200 or zero and 1,000.


The number is rated on a five-point scale (excellent, very good, good, average and below average).


How do I check my credit score? Call us on 1300 247 030. We can help you.

Get your free credit check

Your credit score

Getting your credit score rating before applying for finance is the easiest way to become more credit savvy. Your credit score represents your credit worthiness. Knowing what is on your credit report can help you with rectifying problems before getting declined.

How it works


Get your credit score

Instantly check your Equifax (prev. Veda) and Experian credit score and report.


Full Assessment

We will explain what is on your credit report and how it is affecting you.


Get your load approved

Understand where your credit report stands and find what service is best for you. Then apply for your loan!

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